This Privacy Policy explains how Kosify Owner ("we", "our", or "us")
collects, uses, discloses, and protects personal information obtained through
the Kosify Owner Android application (the "Application").
Kosify Owner is a property and boarding house (kos) management platform that
enables property owners to manage tenants, view statistics, process payments,
and withdraw earnings.
1. Scope of This Privacy Policy
This Privacy Policy applies to all users of the Application, including property
owners and users who interact with payment and communication features.
By accessing or using the Application, you acknowledge that you have read and
understood this Privacy Policy.
2. Information We Collect
a. Personal and Account Information
Full name
Email address
Phone number
Password (stored securely using hashing and encryption)
Profile information
b. Financial and Transaction Information
Bank account number and account holder name (for withdrawal and payout)
Transaction records, payment history, and withdrawal history
Billing and payment status
c. Communication and User Content
Chat messages between users and the platform
Photos, images, or documents uploaded to the Application
d. Location Information
Approximate or precise location to support property listing, statistics,
and location-based features
e. Device, Log, and Usage Data
Device model and manufacturer
Operating system and application version
Unique device identifiers
IP address
Crash logs, diagnostics, and usage statistics
f. Statistical and Analytical Data
Occupancy and revenue statistics
Payment trends and usage analytics
Aggregated and anonymized performance metrics
3. How We Use Your Information
To create, authenticate, and manage user accounts
To operate core management features for kos owners
To process payments, withdrawals, and financial reconciliation
To generate statistical reports and analytics
To facilitate communication between users
To improve application functionality and performance
To detect fraud, abuse, or security incidents
To comply with applicable laws and financial regulations
4. Legal Basis for Processing (Where Applicable)
We process personal data based on one or more of the following legal grounds:
user consent, contractual necessity, compliance with legal obligations, and
legitimate business interests related to operating and improving the
Application.
5. Payment Processing
Payment transactions within the Application may be processed through trusted
third-party payment service providers. We do not store complete payment card
information. Financial data is handled in accordance with applicable payment
security standards.
6. Data Sharing and Disclosure
We do not sell personal data. Information may be shared only in the following
circumstances:
With payment gateways, banks, or financial partners to process transactions
and withdrawals
With service providers that support hosting, analytics, and infrastructure
When required by law, regulation, or court order
To protect the rights, safety, and property of users or the public
7. Data Retention
We retain personal and financial information only for as long as necessary to
fulfill operational, contractual, and legal obligations, including accounting
and regulatory requirements.
8. Data Security
We implement administrative, technical, and organizational security measures
to protect personal data, including encryption, access controls, and regular
monitoring. However, no system can guarantee absolute security.
9. User Rights
You have the right to:
Access, correct, or update your personal information
Request deletion of your account and associated data
Withdraw consent where processing is based on consent
Request information about how your data is processed
10. Account and Data Deletion
Users may request account deletion by contacting us using the details below.
Certain data may be retained where required by law or for legitimate business
purposes such as financial record-keeping.
11. Children’s Privacy
The Application is not intended for individuals under the age of 13. We do not
knowingly collect personal data from children.
12. Changes to This Privacy Policy
We may update this Privacy Policy periodically. Updates will be published on
this page, and continued use of the Application constitutes acceptance of the
revised policy.
13. Contact Information
If you have any questions, requests, or concerns regarding this Privacy Policy,
please contact us at: